Income Tax Calculator
Free income tax calculator — updated for 2025. Accurate, instant, no sign-up needed.
⚠️ Estimates only for educational purposes. Consult a tax professional for personalized advice.
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Federal Income Tax Estimator
2025 US federal tax brackets with state tax estimate
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Federal Tax Owed
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Marginal Rate
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State Tax Est.
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Taxable Income
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📊 Tax Bracket Breakdown
| Tax Bracket | Rate | Income in Bracket | Tax Owed |
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2025 US Federal Tax Brackets
The US uses a progressive tax system. You only pay the higher rate on income within each bracket.
Single Filer Brackets (2025)
- 10%: $0 – $11,925 · 12%: $11,926 – $48,475 · 22%: $48,476 – $103,350
- 24%: $103,351 – $197,300 · 32%: $197,301 – $250,525 · 37%: $626,351+
Standard Deductions (2025)
- Single: $14,600 · Married Filing Jointly: $29,200 · Head of Household: $21,900
Is FICA included?
No — FICA (Social Security 6.2% + Medicare 1.45% = 7.65%) is separate. Add ~7.65% of gross income to your total tax burden.
How to reduce taxable income?
Maximize 401(k) ($23,500 limit in 2025), contribute to HSA ($4,300 single / $8,550 family), and claim all eligible tax credits.